City directory

Maryland cities

Explore the top cities in Maryland. City profiles inherit the same guardrails: risk-first, location-aware, educational, and no forced calls. Use the assessment for personalized context; scores refresh automatically when new data releases publish.

Highest-risk cities

Top cities by relative retirement risk score in Maryland. Higher scores indicate more pressure across longevity, sequence, inflation, healthcare/LTC, tax, and housing.

Lowest-risk cities

Lower scores signal less relative pressure. Scores refresh when new data releases publish.

City directory

Top cities in Maryland by population. Search to see any city.

Baltimore

MD

64Composite

2,189,589 residents

Hagerstown

MD

61Composite

206,889 residents

Frederick

MD

65Composite

196,743 residents

Waldorf

MD

63Composite

124,186 residents

Columbia

MD

64Composite

105,871 residents

Germantown

MD

65Composite

90,521 residents

Silver Spring

MD

65Composite

82,129 residents

Salisbury

MD

62Composite

80,352 residents

Ellicott City

MD

64Composite

73,737 residents

Glen Burnie

MD

63Composite

72,772 residents

Gaithersburg

MD

65Composite

69,225 residents

Bethesda

MD

65Composite

67,403 residents

Rockville

MD

65Composite

67,218 residents

Dundalk

MD

68Composite

65,441 residents

Severn

MD

63Composite

58,041 residents

Bowie

MD

65Composite

57,771 residents

Bel Air South

MD

63Composite

57,702 residents

Towson

MD

65Composite

57,683 residents

Aspen Hill

MD

65Composite

53,752 residents

Wheaton

MD

65Composite

52,172 residents

North Bethesda

MD

65Composite

49,498 residents

Potomac

MD

65Composite

46,230 residents

Odenton

MD

63Composite

45,585 residents

Catonsville

MD

65Composite

42,717 residents

Annapolis

MD

63Composite

40,744 residents

Essex

MD

64Composite

40,670 residents

Woodlawn

MD

67Composite

40,476 residents

Severna Park

MD

63Composite

39,499 residents

Clinton

MD

65Composite

38,756 residents

Olney

MD

65Composite

36,000 residents

Randallstown

MD

67Composite

35,975 residents

Owings Mills

MD

68Composite

35,626 residents

Chillum

MD

65Composite

35,163 residents

College Park

MD

65Composite

34,397 residents

Pikesville

MD

68Composite

34,253 residents

Montgomery Village

MD

65Composite

34,161 residents

Pasadena

MD

63Composite

32,717 residents

Milford Mill

MD

67Composite

31,939 residents

Middle River

MD

65Composite

31,616 residents

Bel Air North

MD

63Composite

31,599 residents

Eldersburg

MD

63Composite

30,626 residents

Parkville

MD

65Composite

30,423 residents

Crofton

MD

63Composite

29,878 residents

Laurel

MD

65Composite

29,594 residents

Clarksburg

MD

65Composite

29,246 residents

Perry Hall

MD

69Composite

28,908 residents

Carney

MD

66Composite

28,624 residents

Reisterstown

MD

67Composite

27,764 residents

South Laurel

MD

65Composite

27,736 residents

Lochearn

MD

66Composite

27,591 residents

Ilchester

MD

64Composite

27,552 residents

Elkridge

MD

64Composite

26,183 residents

Fairland

MD

65Composite

26,183 residents

Ballenger Creek

MD

65Composite

25,866 residents

Fort Washington

MD

65Composite

25,843 residents

North Laurel

MD

64Composite

25,201 residents

Edgewood

MD

63Composite

25,170 residents

Suitland

MD

65Composite

24,667 residents

Greenbelt

MD

65Composite

24,572 residents

Landover

MD

65Composite

24,558 residents

Source snapshot: SSA 2023, CHR&R 2025/March 2026 supplemental, CMS Medicare Geographic Variation 2024, BEA RPP 2024, BLS LAUS May 2026, and 2026 state tax rates. View data sources