Terms of Service

1. Informational use only

Scores, explainers, and assessments are for educational purposes and directional awareness. They are not advice or guarantees. Consult licensed professionals for individualized guidance.

Your use of RetirementRiskIQ does not create an advisor-client, attorney-client, or fiduciary relationship with the site or its operators.

2. Data sources and limitations

We rely on public, defensible data (e.g., SSA, BEA RPP, BLS LAUS, state tax sources). Data may be delayed or revised. We do not guarantee accuracy, completeness, or availability.

3. Acceptable use

• Use the site lawfully; do not misuse, disrupt, or attempt unauthorized access.
• Do not scrape, bulk-download, or resell site content without permission.
• Do not present our content as individualized advice.

4. Intellectual property

Site design, copy, methodology descriptions, and software components are protected by applicable intellectual property laws. You may reference content for personal use but may not republish or commercialize it without permission.

5. Third-party links and tools

The site may link to external resources or rely on third-party services. We are not responsible for external content, policies, or downtime outside our control.

6. No warranties

The site is provided “as is” without warranties of any kind. We disclaim liability for decisions made using the site.

7. Limitation of liability

To the extent permitted by law, RetirementRiskIQ is not liable for indirect, incidental, consequential, or special damages arising from site use, data delays, or interpretation of educational content.

8. Referrals

If referrals are offered in the future, they will be strictly opt-in with explicit disclosure. We do not make unsolicited calls.

9. Changes to these terms

We may update these terms as the platform evolves. Continued use constitutes acceptance. If you do not agree, discontinue using the site.

10. Contact

Questions? Email contact@retirementriskiq.com.