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Terms of Service

Last updated: Jan 15, 2026

RetirementRiskIQ is an educational, location-aware risk diagnostic. Use of the site indicates acceptance of these terms. We do not provide personalized investment, financial, legal, or tax advice.

1. Informational use only

Scores, explainers, and assessments are for educational purposes and directional awareness. They are not advice or guarantees. Consult licensed professionals for individualized guidance.

2. Data sources and limitations

We rely on public, defensible data (e.g., SSA, BEA RPP, BLS LAUS, state tax sources). Data may be delayed or revised. We do not guarantee accuracy, completeness, or availability.

3. Acceptable use

  • Use the site lawfully; do not misuse, disrupt, or attempt unauthorized access.
  • Do not scrape, bulk-download, or resell site content without permission.
  • Do not present our content as individualized advice.

4. No warranties

The site is provided “as is” without warranties of any kind. We disclaim liability for decisions made using the site.

5. Referrals

If referrals are offered in the future, they will be strictly opt-in with explicit disclosure. We do not make unsolicited calls.

6. Changes to these terms

We may update these terms as the platform evolves. Continued use constitutes acceptance. If you do not agree, discontinue using the site.

7. Contact

Questions? Email contact@retirementriskiq.com.

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